Author Archives: gasa101

First home buyers active in the market

The quarterly Australian Residential Property Survey from National Australia Bank has found that 26.2% of sales of established properties and 28.9% of sales of new properties are being made to first-time buyers. 10.5% of established properties and 12.5% of new properties are being sold to first-time buyers as investors. Mortgage Choice CEO John Flavell says:Continue Reading

Factoring a Cash Flow Solution for Small Business

Are you looking for business finance? Many SME’s who need funding begin their search by looking for a business finance loan or a line of credit. Although secured business loans and LOC are well known products, generally your bank will require property as security, which can make it hard to be approved. Your property securityContinue Reading

Short term loans increase as SMEs look for alternative funding

    Short term loans increase as SMEs look for alternative funding “With room to burn, businesses are more readily accessing their equity as their leverage arrangements become more attractive to credit providers.” Mr Littleford said given the increasing restrictions to investment lending, the group is seeing an emerging trend of cash being directed intoContinue Reading

ASIC puts interest-only loans in the spotlight – The interest only mortgage time bomb

A new report by ASIC highlights lenders providing interest-only mortgages need to lift their standards to meet consumer protection laws. “ASIC review of more than 140 consumer loan files from both bank and non-bank lenders found: In 40% of files reviewed, the affordability calculations assumed the borrower had longer to repay the principal on theContinue Reading

Car loans are on the rise

Confidence grows, car sales up,more car loans needed Good news for the car industry as sales increase from the previous year. This will have a positive flow on effect particularly for  those finance brokers involved in car loans and car leasing finance. car finance and loans are very attractive for small business owners in thisContinue Reading

A Glimpse of The State of The Australian Residential Property Market

A  Glimpse of  The State of The Australian Residential Property Market As always the level of value growth has generally been uneven however, the two largest capital cities, Sydney and Melbourne, have recorded the strongest capital growth conditions of all capital cities. Encouragingly the rise in home values across the capital cities has been accompaniedContinue Reading

Banks reduce lending to Property Investors!

Higher Interest Rate and Bigger Deposits For Property Investors Changes to the rules for property investors has dramatically changed in the last week or so. Higher interest rates, bigger deposits, less rate discounts for new investors and rate risers for for existing investor clients is one negative that seems hard to justify. Will these changesContinue Reading

Low rates for short term loans

Leading provider of short-term loans announces its new, best in market rates: 1st mortgage blend from 8.95% pa up to 75% LVR Caveat/ 2nd mortgages 15.95% pa up to 75% LVR Benefit from the speed and simplicity that private lending has to offer with the highly competitive pricing. Call and find out why smart businessContinue Reading

Why Is Invoice Factoring Financing Better Than A Business Loan

Why Is Invoice Factoring Financing Better Than A Business Loan   Are you looking for a business loan? Many business owners who need financing start their financing search by looking for a business loan or a business line of credit. Although business loans and lines of credit are well known products, they are very hardContinue Reading

Property Investment Updates Australia

Property Investment Updates Watch the April housing market update across capital cities “The substantial month-on-month increase was driven almost entirely by the Sydney market where dwelling values jumped 3%. The other capital cities showed a mostly flat result over the month, with a growing level of disparity between cities over the longer term trend…” ClickContinue Reading